How our legal position works
These terms explain how we run account access, wallet records, identity checks and data handling for India. They do not create permission where local law does not allow access, and they do not replace advice from a qualified professional. If you open an account, you agree
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that your eligibility may be checked against local law, payment records and account activity. We may ask for documents when a withdrawal, name mismatch or security flag requires it. UPI, Paytm and PhonePe entries can be used to match a wallet transaction with your account record.
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We keep this process limited to what we need for account safety, fraud checks, legal duties and support follow-up. If a rule changes, the updated term applies from the date we publish it here.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.